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Dave first started helping clients with home loans in 2002 as a retail banker. Over his 18 year career Dave has developed an expertise in finance and holds an MBA from Jacksonville University. Whether you are looking to purchase, refinance or obtain cash out, he can guide you through the process of finding the best product to meet your needs. Dave lives in Jacksonville, FL with his wife and three children. In his spare time he enjoys laughing with family and friends and volunteering at his local church.